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Step 2 of 4

Buyout Math & Equity Check

Compare finishing the lease vs buying out now or at lease-end with tax/fee impacts

Auto Lease Decision Journey

Stack the hard dollars: total cost to finish the lease vs buying the car with financing (now or at lease-end) and compare to the vehicle’s market value. This frames your equity position and exit strategy.

Journey progress

50% complete

Model the tradeoffs

Finish the lease

Buyout path

If Buying Out: Exit Strategy Values

Compare what you could get if you buy out and then sell/trade the vehicle.

What dealer would give on trade.

Estimated private party sale.

CarMax, Carvana, Vroom offer.

Additional Factors

How fast the vehicle loses value.

Estimated gap insurance cost (if applicable).