Privacy Policy

1. Introduction

Welcome to Fanalyx ("we," "our," or "us"). We are committed to protecting your privacy and ensuring transparency about how we collect, use, and share your information. This Privacy Policy explains our practices regarding data collection and use when you visit our website.

2. Information We Collect

2.1 Information You Provide

Calculator Inputs: All financial calculations are performed entirely in your browser. We do not collect, store, or transmit any of the financial data you enter into our calculators (such as loan amounts, interest rates, income, expenses, etc.). This data remains on your device.

2.2 Automatically Collected Information

• Usage Data: We collect information about how you interact with our website, including pages visited, features used, and time spent on pages.
• Device Information: We collect information about the device you use to access our site, including browser type, operating system, and IP address.
• Cookies and Similar Technologies: We use cookies and similar tracking technologies to enhance your experience and analyze site usage.

4. How We Use Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Analyze usage patterns to enhance user experience
• Display relevant advertisements through Google AdSense
• Detect and prevent fraud or abuse
• Comply with legal obligations

5. Data Security

We implement appropriate technical and organizational measures to protect your information. However, please note that no method of transmission over the Internet or electronic storage is 100% secure. Since all financial calculations are performed locally in your browser, your sensitive financial data never leaves your device.

6. Your Rights and Choices

6.1 Cookie Management

You can control and manage cookies in various ways:

• Browser settings: Most browsers allow you to refuse or accept cookies
• Opt-out tools: Use the opt-out tools provided by Google and other advertising networks
• Do Not Track: We respond to Do Not Track (DNT) signals

6.2 Personalized Advertising

You can opt out of personalized advertising by:

• Visiting Google Ads Settings
• Using the Digital Advertising Alliance opt-out tool
• Using the European Interactive Digital Advertising Alliance opt-out tool (for users in the EU)

7. International Data Transfers

Our services are hosted on Cloudflare Workers, which may process data in various locations globally. Google AdSense may also transfer and process data internationally. When we transfer data internationally, we ensure appropriate safeguards are in place to protect your information.

8. Children's Privacy

Our services are not directed to children under the age of 13 (or 16 in the European Economic Area). We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

9. GDPR and CCPA Rights

9.1 For European Users (GDPR)

If you are located in the European Economic Area, you have the following rights:

• Right to access: You can request information about the personal data we hold about you
• Right to rectification: You can request correction of inaccurate data
• Right to erasure: You can request deletion of your personal data
• Right to restrict processing: You can request that we limit how we use your data
• Right to data portability: You can request a copy of your data in a machine-readable format
• Right to object: You can object to processing of your personal data

9.2 For California Users (CCPA)

If you are a California resident, you have the following rights:

• Right to know: You can request information about the personal data we collect
• Right to delete: You can request deletion of your personal data
• Right to opt-out: You can opt out of the sale of your personal data (note: we do not sell personal data)
• Right to non-discrimination: You will not receive discriminatory treatment for exercising your privacy rights

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. We encourage you to review this Privacy Policy periodically for any changes.