Optimize Your Debt

Improve your debt-to-income ratio

Home Buying Journey

Journey progress

80% complete

Total Student Loan Balance ($) *

Average Interest Rate (%) *

Current Repayment Plan *

Current Monthly Payment ($)

Credit Card Debt ($)

Credit Card Interest Rate (%)

Car Loan Balance ($)

Car Loan Interest Rate (%)

Which debt payoff method appeals to you?

Avalanche Method

Pay highest interest rate debt first (saves most money)

Snowball Method

Pay smallest balance first (psychological wins)

Hybrid Approach

Mix of both methods based on your situation

How much extra can you pay toward debt each month? ($)

This is in addition to minimum payments

Target debt-free timeline