Emergency fund for maintenance and repairs
Home Buying Journey
💡 Homeownership Tip: As a homeowner, you'll have additional costs like maintenance, repairs, HOA fees, and property taxes. This emergency fund is separate from your down payment and closing costs.
Estimated monthly mortgage payment from step 2
Electric, water, gas, internet, etc.
Gas, car payment, maintenance
Monthly property tax + insurance
Monthly maintenance savings + HOA fees
Healthcare, subscriptions, etc.
Recommended for homeowners
Extra safety cushion
Set your own target